May 18, 2021  
Graduate Academic Catalog 2019 - 2020 
    
Graduate Academic Catalog 2019 - 2020 [ARCHIVED CATALOG]

Costs and Financial Aid



The Student Financial Services Office is devoted to efficiently servicing the financial needs of the students at Fresno Pacific University. The staff members are caring, accomplished professionals dedicated to providing excellent service. The Student Financial Services Office offers resources that will guide students through the processes of financing an education, applying for financial aid and maintaining their student account, equipping them with helpful resources and encouraging Christian stewardship. The schedule of basic tuition charges, fees and financial policies for the university is given below, as well as important deadlines, scholarship qualifications and other detailed information about various financial aid programs. The tuition charges reflect only a portion of the actual cost of the student’s education; the remainder is subsidized by contributions from churches, alumni and other friends of the university. The university reserves the right at any time to change its student charges and policies as deemed necessary by the board of trustees.

Student Accounts

Graduate Programs

Tuition Cost Per Units
Graduate (700/600 level) $650
MBA $830
MSN/LEAD $675
NURS 790/760 Supply fee $319 (one-time fee)
Kinesiology MA $560
Audit (700 level) $240
Continuous Registration for project/thesis 1 unit/semester
Participation (700 level, by approval only) $345
Teacher Education (600 level) $650
PLA 203A - PLA 203J $175

University Service Fees

Graduate Admission Application (Non-Seminary) $45
Graduate Online Application fee $45
Degree application for graduation $65
Graduate Student Services Fee (Non-Seminary) $60
Enrichment fee $50
Transcripts (per copy, regular service) $13
Late Registration Fees (for full policy, see the Registration section) $50-100 per course
Academic Petition Fee $50 per item
Late payment $50
Returned check $25
Special course material fees $10-$100
Credential processing fee $30
Credential review fee $495
Challenge fee $875
Parking permit, per year $95

Seminary Programs

Tuition Cost Per Units
Master of divinity courses $485
Master of arts course, except MFT $485
Marriage and family therapy courses $530
Cross Cultural Encounter, normal registration or audit $480
Cross Cultural Counseling, normal registration or audit $510
Audit $110
Lectureships $100

Tuition Discounts

Type Of Student Discount
Full-time FPU seminary student Course audits are free except cross cultural encounter/counseling
Spouse of a full-time seminary student if not receiving tuition discounts Course audits are free except cross cultural encounter/counseling
FPU seminary graduates and FPU seminary seniors 50% Lectureship discount
FPU seminary graduates One free audit course per semester, (max. 2/year)
Adult age 62 and over One free audit course per semester, (max. 2/year)

Seminary Fees

Fee Cost
Admissions Application $90
Student Services Fee $160
Incomplete Grade $75
Residency Fee (MAMLC Students Only) Variable, see Program Advisor for final cost
MIN-750D and COUN-750D San Francisco courses $250  Nonrefundable

 

Parking Permits

To obtain a parking permit for the main campus, vehicles must be registered with the Campus Safety & Security Office. Permits and vehicle registration forms are available at the Cashier’s Window. Permits cannot be charged to a student’s account; permits must be paid in full at the time of purchase.

Degree Unit Fulfillment

If courses need to be taken outside of a declared major program in order to fulfill degree unit requirements for graduation, charges for those units will be in accordance with the declared program costs.  For example, if a graduate student needs to take an undergraduate course in order to fulfill units required for their degree, they will be billed as a Graduate student.  Please note that this does NOT include prerequisites required for admission into any program.  Costs for prerequisite courses will be billed in accordance with those individual courses.  

Payment Of Account

Means of Payment

  1. Financial Aid

A student may apply for financial aid (i.e. grants, scholarships and loans) through the Student Financial Services Office. See the Financial Aid section below.

  1. Outside Assistance

Students who participate in outside assistance programs (i.e., California Department of Rehabilitation, Department of Veterans Affairs, employer reimbursement programs, etc.) should contact the Student Financial Services Office as soon as possible to ensure that the student’s account is correct and up-to-date.

  1. Personal Funds

Costs not covered by financial aid and/or outside assistance are the responsibility of the student. Fresno Pacific University expenses may be paid in installments throughout the course of the semester. See the Payment Plan section below. Students needing additional assistance may use educational, alternative and personal loans to cover any remaining balance.

Payment Options

Pay in Full

Students may pay the semester balance in full. Payment is due by the end of the first week of each semester to avoid being administratively enrolled in a payment plan.

Monthly Payment Plans

Monthly payments will reflect the total balance remaining after subtracting out any pending gift aid and approved loans. Because the account balance can change from month to month, it is the student’s responsibility to check the account online on a regular basis through the online payment center. Contact Student Financial Services at (559) 453-2041 regarding questions on the account.

Students who have a balance remaining for the current term and have not developed a payment plan by the designated deadlines will be administratively enrolled in a payment plan for the duration of the semester. Students are expected to make their monthly payments as detailed on their payment plan and are responsible for any late fees that may be assessed due to non-payment. Balances must be paid in full prior to the end of each semester to avoid de-registration from future semesters.

Students and authorized users will receive monthly statements to their Fresno Pacific email addresses, reflecting the current balance and any payments due.

The payment plan is a legal agreement between the university and the student (or the parent if the student is under 18 years of age).

Please note that if the balance is not paid in full by the last payment due date, any preregistered classes for the next semester will be dropped.

The balance is paid in four monthly installments or over any months remaining at the time of enrollment during the semester, due on the 1st of each month, August through December (fall) and January through May (spring). As well as June and July for summer.

Balances are based on actual amounts and may vary as charges or credits are applied.

Additional Requirements

  • The student’s account must remain in good standing.
  • Payments must be made in full, due on the 1st of each scheduled month and a late payment fee will be assessed when payment is received after the 3rd . Late fees are charged for late, missed or partial payments.
  • All financial aid paperwork must be submitted prior to the first payment installment due date to avoid a late fee.
  • Students will not be allowed to register or make course changes for future semesters until the previous semester balance has been paid in full.
  • Monthly payments will automatically be recalculated to reflect the inclusion of any additional charges (library fines, additional units, etc).

How to Set Up a Payment Plan

You can set up your payment plan by:

  • Enroll online through the online payment center. The site is easy to navigate and accessible anytime.
  • Contacting the Student Financial Services Office during regular office hours. They will be happy to assist you with the payment plan enrollment process.

Method of Payment

Payment must be made in U.S. funds and may be made by cash, check and all major credit cards. Payments can be made online through the Online Payment Center via the online payment center. Payments can also be mailed to the main campus in Fresno, paid at the Cashier’s Window or paid over the telephone using a credit or debit card (with a Visa or MasterCard symbol). The university does not recommend mailing cash payments.

When mailing payments, please address to:
Fresno Pacific University
1717 S. Chestnut Ave., Box 2004
Fresno, CA 93702
Cashier Phone: 559-453-5586

Financial Obligations

Students are responsible for their student account at FPU. Students are expected to make timely payments and follow the guidelines stated above. Students with delinquent accounts are subject to the following consequences:

  1. If the semester balance is not paid in full by the last Friday of the semester or the student has not made appropriate payment arrangements with the SFS Advisor, the student will be de-registered from the next semester courses. Once the balance has been paid in full, the student may re-register for courses but will be subject to course availability and applicable processing fees (i.e.: late registration fee).
  2. A hold will be placed on the account prohibiting:
  1. Registration for future courses.
  2. Release of transcripts.
  3. Receipt of diploma.
  1. The loss of institutional financial aid. Financial aid for the next semester will not be credited to the student’s account until previous balances are paid in full.
  2. Late fees will be assessed for late, missed or partial payments.
  3. Assumption of collection costs/fees as well as the principal balance if the account is sent to a collection agency.

Please note:

  1. Class schedules will not be reinstated; students will need to re-enroll in courses available at the time the hold is released.
  2. Administratively withdrawn students are subject to the processes required to re-register.
  3. Students without a payment plan and a balance due are subject to the same conditions and consequences of students with a payment plan.
  4. Delinquent accounts are subject to all financial and academic consequences as described in the Payment Options, Nonpayment of Account and Financial Aid sections of this catalog.
  5. Students who retake a course will be responsible for paying for the course again.

Refund Policy

Tuition refunds are granted for authorized course drops only and based upon the drop date provided by the Registrar’s Office. Students are responsible for following the appropriate drop procedures.

Beginning fall 2017 Fresno Pacific University’s refund policy will be as follows:

  • Dropping prior to the start of the course: 100% refund
  • Dropping during the first week of the course: 100% refund
  • Dropping during the second week of the course: 25% refund
  • Dropping during the third week of the course and after: 0 refund

If you are considering dropping courses, please take note of this important change as the number of weeks eligible to drop with any refund has dramatically decreased.  Please keep in mind that course weeks run Monday-Sunday.

Tuition refunds, either in full or partial, for dropped courses will only be offered for the first THREE weeks of the course, for the refund schedule, see Course Drops in the Academic Policies section.

Note: Independent and directed studies start on the first calendar day of the session, whether or not any meetings have taken place. For all new students, the university complies with the refund policy in Section 484B of Public Law 102-325.

Dismissal/Suspension

A student who is dismissed or suspended from the university is not eligible for refunds.

Refund of Overpayment on Student Account

If a student’s account is overpaid in any semester and a credit balance currently exists on the account, the student will receive a Financial Aid Credit Disbursement (FACD). The funds may be kept in the student’s account to be applied to other expected expenses upon request by the student.

If the student’s account was partially or fully paid by a third party (i.e., employer assistance or private scholarship), the refund to the student will not exceed the amount paid by the student. Any credit balance over the amount that the student paid will be refunded to the third party.

Return Check Policy

A $25 fee is applied to a student’s account if a student’s payment is returned for any reason. Anyone with two returned checks on file may have check-writing privileges suspended. FPU reserves the right to decline personal checks from people who have written three or more NSF checks. For non-payment or balances on an account, including NSF fees, FPU reserves the right to place a hold on student records.

Appeals and Petitions

Appeals of student account policies may be made by filing an official petition with the Student Financial Services Office. This petition will be reviewed by the  Appeals Committee. All petitions that have financial bearing will be reviewed by this committee. Students will be notified via email once a decision has been made.

Financial Aid

General Information

All students are encouraged to apply for assistance. Financial aid is awarded without discrimination as to race, color, nationality, handicap or sex, in compliance with all applicable federal regulations.

Fresno Pacific University offers three basic types of financial aid:

  • Scholarships and grants, which do not have to be repaid
  • Loans, which must be repaid
  • Employment, which must be earned

Most grants, loans and employment opportunities are awarded on the basis of a combination of scholastic or other achievement and demonstrated financial need. A limited number of scholarships are awarded on the basis of merit only.

Application Process

  1. All financial aid applicants must be accepted for admission to a graduate degree program, or non-degree program approved to receive Title IV financial aid assistance, at Fresno Pacific University as a precondition for financial aid eligibility.
  2. Students who are U.S. citizens or U.S. permanent residents are encouraged to complete a Free Application for Federal Student Aid (FAFSA) online at www.fafsa.gov. The FAFSA provides the information needed to determine a student’s financial need. Need is determined by calculating the difference between a student’s cost of attendance and the expected family contribution. You can find more information at our website fresno.edu/finaid. The FPU school code is 001253.

NOTE: If a student chooses not to complete the FAFSA, they must contact the Student Financial Services Office to indicate they do not wish to do so. By waiving the FAFSA the student will not be eligible for any federal or state aid, including federal student loans. For students who waive the FAFSA or refuse any offered state and federal aid, FPU institutional aid may be reduced or denied.

  1. A student may be selected by the U.S. Department of Education to verify their FAFSA information. A verification form and copies of federal tax transcripts, as well as other documentation, may be required to be submitted to the Student Financial Services Office. Upon submission of the FAFSA, the FAFSA confirmation page and the FAFSA Student Aid Report, will first tell students if they are selected for verification. If requested documents are not submitted, federal and state funds cannot be released to the student.

Deadlines

Graduate students have priority deadlines for each term: July 15 for the fall, November 15 for the spring and March 15 for the summer. Required documentation not submitted by these dates may result in a denial of awarded aid. Students may still apply for aid or submit documentation, however, once denied, aid may be re-awarded dependent upon availability of funding.

Free Application for Federal Student Aid (FAFSA)

A new FAFSA form must be filed for each academic year a student attends FPU. The information contained in the FAFSA and other required documentation is confidential. Access to this information is governed by the terms of the Family Educational Rights and Privacy Act (FERPA) of 1974. The FAFSA can be completed at fafsa.ed.gov.

Selective Service Requirement

Federal regulation requires all male students from the ages of 18 to 25 to register for Selective Service as a condition for financial aid eligibility. If students have not registered for Selective Service, or are unwilling to provide documentation to verify compliance, these students are not eligible to receive financial aid from federally funded programs. If a student feels that they should be exempt from registration they must contact the Selective Service directly. Contact information can be found at sss.gov. Additional paperwork may be required if a student is over the age of 25 and was never registered with Selective Service, even though they could have been.

Award Processing

Students will receive a financial aid offer letter after application requirements have been completed. The offer letter will list the type and amount of assistance for which the student is eligible. The offer letter is an estimate of funding and is contingent upon final notification from funding sources and verification of the information reported on the FAFSA.

AVERAGE PROCESSING TIMELINE Weeks
FAFSA processing 1-2
Award determination and notification 1-3
Loan processing 1-4

Applicants need to allow the Student Financial Services Office sufficient time to properly process financial aid for each student. The student may shorten the processing time by responding to all correspondence and submitting requested documents as quickly as possible. The goal is to have all financial aid work completed prior to registration. The Student Financial Services Office is happy to help throughout the financial aid process, but it is the student’s responsibility to submit requested paperwork promptly in order to have financial aid arrive in a timely manner.

Coordination of Aid

It is the responsibility of the Student Financial Services Office to coordinate all aid resources awarded to each student. When need-based funds are a component of the student’s financial aid award package, care must be taken to ensure that total aid awarded does not exceed each student’s need. When total aid exceeds need, an over-award exists. In these situations, the aid package will be reviewed and appropriate reductions will be made to eliminate the over-award. Care is always taken to retain as much of the original aid package as possible.

Change in Enrollment

When students drop all or some of their classes, the Student Financial Services Office coordinates a recalculation of the financial aid a student has received from federal and state governments, outside sources and institutional aid. Students are required to contact the Student Financial Services Office to inform staff of unit changes and to see how it affects their financial aid package, which may affect their balance and payment plan at FPU.

Satisfactory Academic Progress

Background

Fresno Pacific University is required by federal law to establish specific standards for measuring Satisfactory Academic Progress (SAP). As part of the university standards for continued enrollment (see above), a student must meet the requirements of the SAP policy below to be eligible to receive federal, state and need-based institutional financial aid assistance. Scholarships and other awards may require students to meet higher standards. Veterans Affairs students have additional requirements. SAP will be reviewed at the end of each semester for all active students, based on the criteria outlined below. It is the student’s responsibility to monitor his or her academic progress through Sunbird Central and to be aware of the requirements of his or her program and SAP standards.

Overview of SAP Standards

FPU students are expected to make reasonable and timely academic progress toward their declared program objective (degree, credential or certificate) each semester. Reasonable progress is measured by the following standards:

Standard 1: The GPA Standard

Meet the minimum FPU cumulative and term grade point average required for their program.

Standard 2: The Pace Standard

Satisfactorily complete at least 66.67 percent of cumulative credit hours attempted.

Standard 3: The Maximum Time Frame

Complete a degree/certificate program within the maximum time frame based on total units attempted compared to the units required in the program.

Details of how each standard is measured are found below. However, it is important to understand that a student’s entire academic history must be considered in these standards regardless of whether or not the student received financial aid for that coursework.

Standard 1: The GPA Standard

Standard 1 is a qualitative measure of progress as measured by the student’s cumulative and term FPU grade point average (GPA). FPU academic policies determine how the GPA is calculated, including which grades count in the GPA calculation and the effect of course repeats on GPA. Each student can see his/her current FPU cumulative GPA on the unofficial transcript in Sunbird Central. To meet Standard 1, students must meet the minimum cumulative and term FPU GPA requirement each semester as listed in the chart:

Academic Level

Minimum CUM FPU GPA

Baccalaureate

2.0

Seminary

2.5

GRAD

3.0

Standard 2: The Pace Standard

Standard 2 is a quantitative measure which attempts to calculate the pace at which a student is progressing toward program completion. Pace is measured by the cumulative percentage of courses attempted that are successfully completed for credit. There are two steps in performing this calculation.

Step 1

Not all credits posted to the student’s academic record are a good indication of the pace at which they are completing their program. As a result, the various types of post-baccalaureate credit are evaluated based on the following:

Types of Courses and Credit That Are Included in this Calculation:

  1. All FPU courses not exempted below
  2. All transfer credits that have been officially accepted to complete program requirements
  3. Repeated coursework

Types of Courses and Credit That Are Not Included in this Calculation:

  1. Audited coursework
  2. Courses dropped with no attendance or last day of attendance in the first week.
  3. In progress and incomplete courses

Step 2

Based on the courses that are included above, pace is then calculated by dividing the total number of credits successfully completed (passed with units earned) by the total number of credits actually attempted.

Total Credits Earned/Completed = all coursework where credit is earned with a grade of CR, A and B (including plusses and minuses). C also counts for some seminary courses.

Total Credits Attempted = total credits earned/completed plus all coursework with a grade of W, C, F, I, NR and NC

To meet Standard 2, students must satisfactorily complete at least 66.67 percent of all cumulative and term credits attempted as calculated above.

Standard 3: The Maximum Time Frame

Standard 3 includes two quantitative measures to determine if the student is completing the academic program within a reasonable amount of time and with a limited, reasonable number of units attempted.

The 150 Percent Rule

This rule quantifies the number of units attempted vs. the number of units completed successfully. Students may not continue to receive financial aid once they have exceeded this standard. It is important to emphasize that once the maximum time frame is exceeded the student is considered ineligible for further financial aid and must complete their program without the benefit of these financial assistance programs. There are two steps in performing this calculation.

Step 1

First, the maximum units allowed for the academic program must be determined. This is calculated by multiplying the minimum units required for the academic program by 150 percent to determine the maximum number of units a student can attempt and still receive financial aid. For example, students in a 40-unit master’s degree program may attempt up to 60 units. For students that are officially pursuing multiple goals, e.g., a financial aid eligible credential or certificate concurrently with a master’s program, the minimum units required of each program will be added together and then multiplied by 150 percent.

Step 2

The total number of units attempted by students in their post-baccalaureate academic career is calculated and compared to the maximum allowed in Step 1. As not all credit posted to the students’ academic record can count toward the degree program requirements, the following exclusions/adjustments are made:

Transfer credits that have been officially accepted to complete program requirements will count.

Units which apply solely to a program that was dropped will be excluded.

To meet Standard 3, students must have attempted less than 150 percent of units required for the academic program as calculated above.

How Satisfactory Academic Progress Standards Are Monitored

Satisfactory academic progress is monitored at the end of each academic term (fall, spring and summer). Students who fully meet all three standards above are considered in good standing for SAP. Students who are not meeting the standards will be notified via FPU email of the results and the impact on their financial aid and academic eligibility. Students who have exceeded the maximum time frame (Standard 3) are immediately ineligible to receive additional financial aid. Students may appeal this ineligible status (see Appeal Guidelines below).

Warning Status

Students who are not meeting Standard 1 (GPA) or Standard 2 (Pace) are first placed on financial aid warning if they were in good status the prior term. A student on warning status will continue to receive financial aid for one term despite a determination that the student is not making satisfactory academic progress.

At the end of the next enrolled term, students on warning must meet all three standards to be deemed eligible for continued assistance. Students who remedy their deficiency and are fully meeting the SAP standards will be considered in good standing for SAP again.

Disqualified Status

Students who are on warning status at the end of the term and who do not remedy their deficiency at the end of the term are disqualified. Students may appeal his/her financial disqualified status (see Appeal Guidelines below).

Probation Status

A student whose appeal is approved will be defined as on probation and may receive aid for one additional term. If determined, based on the appeal, that the student should be able to meet SAP standards by the end of the subsequent semester, they will be placed on probation without an academic plan.  The student’s progress will be monitored at the end of the semester, as probation status is only good for one semester.  If it is determined, based on the appeal, that the student will require more than one semester to meet progress standards, they will be placed on probation and an action plan will be developed.  The status must be reviewed at the end of the semester, to determine if they are meeting the requirements of the academic plan.  At the end of the next enrolled term, students on probation must meet all three standards to be deemed eligible for continued assistance and be in good standing for registration. Students who fail to meet the three standards, but meet all the terms of their academic contract, may continue on probation for the length of their academic contract. Students who fail to fully satisfy their academic plan will be disqualified.

Impact on the Disbursement of Financial Aid

Financial aid regulations do not allow for the disbursement of any financial assistance for future semesters until it can be ensured that the student will be eligible to receive the financial aid under these SAP standards. As a result, a hold will be placed on the future disbursement of financial aid for those students who are at risk of becoming ineligible. This includes:

  1. Students who are on warning.
  2. Students who are on probation.
  3. Students who are being monitored based on an approved academic plan.
  4. Students who are approaching the Maximum Time- Frame Standard.

Once grades are posted and SAP standards can be monitored, the hold will be released for those deemed eligible. The hold will not be released for those deemed disqualified until an appeal is approved.

Request to Have Satisfactory Academic Progress Recalculated

If adjustments have been made to the student’s academic record after their SAP status has been calculated, students may request that their SAP status be reviewed again. This may be necessary when:

  • Grades for the term were posted after SAP was calculated
  • Grade changes occur, including the resolution of an incomplete
  • Transfer credit has been posted
  • An academic objective has changed

Appeal Guidelines

You will need to submit a SAP appeal with the required documentation for your appeal to be considered. Please review the form and submit the documentation appropriate to your reason for appealing. It is also important that you meet with your academic advisor prior to submitting your appeal. In some cases, you will be required to have an academic plan created for you in EdPlan by your advisor for your appeal to be considered. In any case, it is good practice to check in frequently with your academic advisor to be sure you are on track to graduate.

If your GPA/PACE appeal is approved, it will either be:

  • Probation: If your appeal is approved for 1 term it will be defined as On Probation and you may receive aid for one term. After that term, you must be meeting the SAP policy in order to receive future terms of aid. If you fail to meet SAP policy after 1 term on probation, you will become aid ineligible until you meet the SAP policy.
  • Academic plan: If it will take you more than 1 term to meet SAP standards in one probationary term you may submit an appeal that includes an Academic Plan approved by your advisor. You may be approved for aid based on the terms of the Academic Plan but you will be required to meet the terms of your plan as outlined in the SAP appeal letter you will receive from the financial aid advisor reviewing your appeal.

For a Maximum Timeframe Appeal we will need to know the total number of remaining credits you must take to achieve your first Bachelor’s degree, and those courses must be included in an Academic Plan from your advisor as part of your appeal. We cannot consider coursework needed to earn a minor or double major for a Maximum Timeframe extension. If additional credits are granted, you will be ineligible for financial aid once those credits have been attempted, regardless of the grade earned. Appealing more than once for additional credits requires extenuating circumstances and a great deal of documentation for consideration.

Fresno Pacific University Scholarships and Grants

Students seeking FPU grants and scholarships must complete a FAFSA if they are U.S. Citizens or U.S. Permanent Residents (See point 2 under Application Process.)

Teacher Education Grant

Academic ability and admission to classified standing in the teacher education program. Additional application required by deadline: July 15 for the fall, November 15 for spring and March 15 for summer.

Teacher Education Distinguished Leadership Scholarship

High academic ability, evidence of potential for leadership in the field of education and admitted to classified standing in the teacher education program. Additional application required by the deadline: July 15 for fall, November 15 for spring and March 15 for summer.

Graduate Grant

Admission to classified standing in a graduate credential, certificate or master’s degree program; financial need; dedication and commitment to academic work. Additional application required by deadline: July 15 for the fall, November 15 for spring and March 15 for summer. Some graduate programs only award in fall and spring. Check with your program director regarding their application process and deadlines. Applications are submitted to the specific school.

Church Match Scholarship

Fresno Pacific University will match gifts from a student’s church up to $250 per semester, not to exceed $500 for the year. Gifts from the Pacific District Mennonite Brethren Churches are matched two to one. Matches may be prorated based on enrollment status (full-time, part-time, etc.).  Contact the Student Financial Services Office for details about the church match scholarship policy and specific deadlines. You can find a detailed question and answer sheet about this scholarship at State, Local & Institutional Aid.

FPU Donor Scholarships

Alumni, parents, friends, businesses and foundations have generously provided a special set of scholarships available to students attending Fresno Pacific. These scholarships are vital both to FPU and the students we serve. Applications can be found on scholarships.fresno.edu. Deadlines vary by student population type.

Public Grants

Cal Grant TCP

Students who received a Cal Grant A or Cal Grant B while completing their undergraduate degree may be eligible for one year of full-time Cal Grant Teaching Credential Program benefits while pursuing their preliminary teaching credential.

Loans

A loan is a type of financial aid that must be repaid. Loan funds are intended to assist a student in educational expenses only. A student should consider their future loan debt and ability to repay before they commit to borrowing. For each loan program described below entrance counseling, a time when students must read about loan debt and future possible implications, must be completed.

Direct Student Loan

Unsubsidized loans are available to graduate students. The loan is obtained from the Department of Education, working in cooperation with the Student Financial Services Office. An origination fee and guarantee fee may be deducted from the student’s loan disbursement by the lender in order to help defray the costs of the program. These are mandated by federal regulations and thus processing times may be influenced by changes initiated by the U.S. Department of Education. Please check with Student Financial Services for loan limits. The Direct loan is typically more advantageous to the student than a private/alternative loan. It is recommended that students complete a FAFSA to be considered for Direct loans before pursuing this type of loan. Various loan cancellation options through a variety of organizations are available for borrowers who enter certain occupations.

Teacher Education Assistance for College and Higher Education (TEACH) Grants

The TEACH Grant Program provides grants for students who are completing coursework needed to begin a career in teaching at Fresno Pacific (as defined by the U.S. Department of Education), and who agree to serve for at least four years as a full-time, highly qualified teacher in a high-need field, in a school serving low-income students.  Applications and certain majors required, please see website for more information and application. 

PLUS Loans

Graduate students may borrow up to the cost of education minus financial aid per academic year. This program is not based on financial need; however, all borrowers must meet credit analysis standards set by the lending institution. These loans are subject to origination fees by the lender. Repayment begins 60 days following the full disbursement of the loan. The borrower is generally allowed up to 10 years to repay the loan with a minimum $600 annual repayment. It is recommended that students complete a FAFSA to be considered for Direct Student Loans before pursuing this type of loan.

Alternative/Private Loans

In addition to Direct Student Loans and PLUS loans other credit-based education loans are available to assist students with the cost of education. Contact the Student Financial Services Office for more information. It is recommended that students complete a FAFSA to be considered for the Stafford loans before pursuing this type of loan.

Other Aid Programs

Federal Direct Loan Forgiveness Program for Future Teachers

Students who teach full-time for five consecutive years in a designated low-income school may apply for loan forgiveness. For eligibility requirements and more information, contact the U.S. Department of Education at 800-433-3243 or studentaid.ed.gov or your student loan lender.

Veterans Benefits

Fresno Pacific University is approved by the Department of Veterans Affairs (DVA) for the education of veterans, active duty personnel, reservists and eligible dependents under current law and has been approved in the Yellow Ribbon program. Benefit programs for veterans include: Chapter 30 (Montgomery GI Bill), Chapter 31 (Vocational Rehabilitation), Chapter 1606 (Montgomery GI Bill Selected Reserve or MGIB- SR), Chapter 33 (Post 9-11 GI Bill), Chapter 1607 (Reserve Educational Assistance or REAP), Chapter 33 (Survivors and Dependents Assistance) and Tuition Assistance (TA). The Registrar’s Office is the point of contact for students receiving benefits from the DVA. The office has a certification specialist, School Certifying Official, to assist in providing information about entitlements, filing claims to the DVA and certifying enrollment. This specialist monitors the academic progress of students receiving DVA educational benefits. Students who receive DVA benefits are subject to different academic regulations and should be aware that auditing courses, enrollment status, withdrawals, repeating courses, changing degree programs, adding majors and minors and other actions may affect eligibility for educational benefits.

Employment

Federal Work Study (FWS)

Federal work study is a federally sponsored employment program that enables students to gain employment experience while earning a portion of their financial aid. The Career Services Center and Personnel Office are responsible for coordinating on-campus jobs. Students may work no more than 20 hours per week during regular school sessions and no more than 40 hours per week during vacation periods. Federal work study funds are available only to students who demonstrate financial need. Note that a work study award is not a guarantee of employment. Every effort will be made to place all awarded students. Scheduling conflicts and other problems may, however, make employment an impractical alternative. In this event students may be able to replace a work study award with loan funds.

Institutional Work Study (IWS)

Institutional work study is similar to FWS but is funded totally by Fresno Pacific University. Opportunity is given to students who are unable to qualify for FWS and/or off-campus employment. Students may apply for open positions through the Career Services Center.